Individual Health Care


the Skinny on healthcare

There is no difference. “Health Care Reform”, “the Affordable Care Act”, “PPACA” and “Obamacare” are different ways of referring to health care reform. For 2018, the Tax Penalty is STILL in force $695 per uninsured adult and $347.50 per uninsured child (capped at $2,085 per household) or 2.5% of the household income, whichever is greater. Beginning January 1, 2019 while the law stays in effect, there will be a $0 penalty assessed for those who do NOT have health insurance.

Let us help get you covered!



We are your health-care-reform specialists. With change being the only constant, we’re up to date on what health insurance plans are available. We know all the ins & outs of the Marketplace and can quickly determine if you’re eligible for tax credits and possibly Cost Sharing Reductions. If you’re interested is applying for “Obamacare” or “The Marketplace” or the “Affordable Care Act plans” let us help! We have years of experience and can answer your questions and get you the information you need. It’s free to work with an agent so why not?!? Life is full of changes. We’re here ease your mind when it comes to your health insurance.


Direct carrier plans

The ACA has specific requirements and maybe it’s not right for you. As an insurance brokerage, we represent multiple health insurance companies and can assist you in getting coverage direct with a carrier. Call or come by so we can give you the one-on-one attention you need to make this decision.

“I have been with LSS Insurance Agency for a long time and have great confidence in them. I would recommend LSS Insurance to anyone.”
- Ed W. , Logan


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LSS Insurance Agency, Inc.

169 East 1600 North
North Logan, Utah 84341